This is why I
A guilt free experience. I don't feel guilty about buying a mocha once in awhile or asking the sailor not to get one. He does as he pleases with his allowance and I do the same. Win, win.
Learning new habits. Part of becoming debt free is not buying things we can't afford. Having our allowance is a mini version of this. We have been saving up for little big items like video games or nights out on the town. Reinforcing this idea of saving before spending.
Untraceable. Well, it can be, but it isn't. Liberating us from always cataloging every dime. It feels good to be footloose and fancy free sometimes.
Feeling generous. Now that we have our own money, we are both more apt to buy each other gifts. Small gifts, but wonderful surprises. Surprises that were missing from our "plan" before.
Budgets don't have to deprive you. This is the best lesson of all. Having this strategy helps us in the long haul. Getting out of our debt doesn't mean we can't enjoy the small things and now we appreciate them more than ever since we don't overindulge.
Obviously I am an adult allowance convert. It has made our transition into budgeting a little easier. Living on a budget doesn't mean we can't have any frivolous items, it means we can't overspend on frivolous items.
Another obvious thing I would like to mention is that this has only worked because of the full cooperation of the sailor. Which is why we discussed it and decided on a reasonable amount that we both agreed on. Some extra advice would be to not call it an allowance at all. The sailor does refrain from telling others of his allowance, I guess it does sound a bit childish. Maybe something sophisticated like stipend, exciting like endowment or adventurous like commission. I don't mind getting a bi-weekly bounty.
Does your budget include allowances? Do you think it would work in your household? Do you think it makes a difference if you are a dual income family or not? Do you think I ask a lot of questions?