October Budget

I am realizing I have too many categories in my budget so I have decided to condense and be more concise.

Automobile/Maintenance
$608

Cable/Internet/Cell Phone
$185 (lowered by $30)

Clothing
$50

Credit Card/Loan Payments
$475

Education
$188

Entertainment and Recreation
$180

Food
$745
  1. Groceries $625
  2. Dining Out $75
  3. School Lunches $45
Halloween (candy, costumes, and decor)
$50

House/Home
$135

Mortgage
$1000

Savings
$620
  1. Christmas $80
  2. Emergency $465 (should be at goal at the end of the month)
  3. Vacation $75

Utilities
$410