September Budget


EXPENSES

  • Allowances
    • 100.00 
  • Automobile Payment
    • 420.00 
  • Cable/Internet/Phone
    • 155.00
  • Car Insurance
    • 68.00
  • Cell Phone
    • 55.00
  • Christmas Savings
    • 80.00
  • Clothing
    • 100.00
  • Credit Card Payments
    • 412.58
  • Dining Out
    • 100.00
  • Emergency Fund
    • 387.42
  • Entertainment
    • 40.00
  • Gasoline
    • 65.00
  • Groceries
    • 700.00
  • Home Improvement
    • 150.00
  • Household Goods
    • 56.00
  • Miscellaneous
    • 50.00
  • Mortgage
    • 1000.00
  • Piano Lessons
    • 70.00
  • Satellite Radio
    • 15.00
  • School Lunches
    • 45.00
  • School Supplies
    • 25.00
  • Uniform Allowance
    • 453.00
  • Utilities
    • 350.00
  • Vacation
    • 75.00
TOTAL       4972.00
Income        4972.00


This budget is hopefully the first of many, when mapping out what goes where it is easy to see, how our money should be spent.  This month is special to the fact that we don't usually get a uniform allowance, but the sailor is in need of some new patches and ribbons.  Uniforms and accessories are not cheap and so we welcome this money and expect to spend every last dime.  
I know many of the categories are a little high, I wanted to start off high and then lower, that way I didn't become too frustrated and quit when I didn't meet high expectations.
Categories I hope to lower are clothing and household goods.  Winter is on it's way and we will need snow accessories and for household goods I hope to be making the switch to cloth napkins.  We are on our way to having a paper free kitchen, but cloth napkins are not cheap.  Our cable internet and phone bill is somewhere else I would like to cut.  My mini goal this month is to try and lower that bill.